Morpho Basics

Morpho Blue is the lending primitive Monarch is built on top of.

A Morpho market is defined by a specific:

• loan asset
• collateral asset
• oracle
• interest rate model
• LLTV

That gives users a lot of flexibility, but it also means markets are more granular and require more active decision-making.

Monarch exists to make those markets easier to understand and use.

Why this matters

Instead of depositing into a single managed vault and outsourcing every decision, Monarch lets you inspect individual Morpho markets directly and choose the risk / return profile you want.

In plain English

Morpho gives you the building blocks. Monarch helps you read them, compare them, and act on them.